of the year, the total capital of life insurers at the end of 2024 has decreas slightly. However, it remain at a poland telegram data fairly high level both for the segment as a whole and at the level of individual companies. The capital reserve in the non-life segment increas at the end of the year.
The average market value
of the standard ratio of equity and accept liabilities at the end of the year, according to preliminary data, was 1.86. This indicator characterizes the sufficiency of the company’s capital to fulfill its obligations even in a crisis situation. For a financially stable company, it should be greater than 1.
— What changes have occurr in the regulation of financial stability and solvency of insurers? What are you currently working on?
Last year, we develop a new approach
to assessing regulatory capital in voluntary life insurance. When assessing insurance risk, instead of the previously applicable uniform capital requirements for all products in this segment, a differentiat approach will be us from January 5, 2025. It allows for a more if you are using wordpress accurate calculation taking into account a number of risks. When assessing the solvency of insurers, the structure and diversification of their portfolios agb directory are now taken into account, among other things. In 2025, we plan to adjust the requirements for assessing the impact of risks on capital adequacy in other segments of the insurance market.
