Take on too much debt, especially

Not all people and businesses are thailand telegram data ready for such “treatment” and complain that they cannot get a loan. Even banks are unhappy with what they call “the high regulatory burden.” What should they do?

— Don’t when interest rates are so high. If you’re approaching an intersection at speed and the light is red, you need to slow down, even if you really want to get through.

Lending will be cheaper for companies

and individuals when we achieve a sustainable slowdown in inflation. But even in this situation, our macroprudential policy will continue to stimulate healthy lending. We expect banks to maintain reasonable requirements for borrowers’ creditworthiness.

— What shocks threaten the Russian economy right now? Is the Central Bank managing to cover the most vulnerable areas?

External shocks that the Bank

of Russia cannot influence, we can only prepare the financial sector for them — a drop in oil prices, a pandemic or sanctions. And there are vulnerabilities how big data analytics can help in our country’s financial system that we can influence, and we are already doing so. For example, as I said, we require banks to create capital buffers that alb directory increase their resilience in the event of loan defaults and other risks.

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