— What trends would you note in russia telegram data the most popular insurance product, MTPL? What influenced its development, what changes occurred?
First of all it is necessary to mention
The increase in the availability of MTPL, including due to the appearance of short-term policies since March 2024 and the development of services for their sale. Unlike classic contracts, under which you need to insure your liability for a period of at least three months, this product allows you to do this only when the vehicle is in use. The term can be from one day to three months. Last year, about 1.1 million such short-term policies were issued, the average insurance period for them was five days, the liability of owners of more than 91 thousand vehicles was insured. This product is in demand among taxi drivers, who accounted for 95.5% of all short-term policies issued, but is also in demand among other policyholders.
According to preliminary data
ordinary motorists issued about 37 million classic MTPL policies for passenger cars – this is 5% more than a year environmentally friendly materials: earlier. The average cost of “auto insurance” for them decreased by 3%, to 6.9 thousand agb directory rubles, while the average payment increased by 13.6%, to 95.4 thousand rubles.
